Payment options in Chapter 7

Payment plans are available for those debtors who do not have the ability to make full payment before the case is filed.  With regard to payment plans, I try to offer the debtor what he/she/they can afford based on financial situations and can be spread over several months if necessary.

Unusual as it may seem, yes I do accept credit cards for payment of fees.  Obviously, the credit card must be from someone other than yourself, like a friend or relative. I accept MasterCard, Visa and American Express.

Please note that the bankruptcy law will not allow you to charge something to a credit card, and then within a few days, file a bankruptcy to erase that debt.  

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Payment options in Chapter 13

     As of September 2006, General Order No. 06-2006 was entered into the record for the Northern District of Georgia Bankruptcy Court. General Order No. 06-2006 states that fees charged by attorney’s who represent debtors in all bankruptcy cases may now charge market rates. The fees, however, must be reasonable in the eyes of the Court. It also states that any fees charged by a bankruptcy attorney must be designated in detail on the debtor’s plan which includes how all fees will be paid and the amounts.

     Since the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 has been effective, fees charged for Chapter 13 cases has increased. Click here to read the Court’s standing Order regarding fees.

     The fees to file a case has also increased and in order to file your case, you will need at a minimum the $274 for the court filing fee + $500.00 down payment on the attorney’s fees - for a total of $ 774.00.

     The remainder of my fee will be paid through the debtor’s plan. Your Chapter 13 trustee will pay me from funds received per your plan.