Atlanta Georgia Bankruptcy Attorney


		Georgia Bankruptcy

	Ring Hello Is John Doe there? Yes, this is John Doe. I am calling from the collection department of XYZ Credit Card Company and we are calling because you are delinquent with your payment. When can we expect payment? Well, this is the 4th time you called this week and I told you I am having some financial problems and can’t make the payment right now. I don’t have the money. When can you send us your payment? Didn’t you hear what I just said, I can’t pay you right now. If we do not receive a payment within 10 days, your account will be referred to our legal department for action. When can we expect payment? Click! Does this sound familiar? Are you looking for a way to stop these harassing calls? Are you looking for a peaceful night’s sleep? Do you need some peace of mind? If you answered yes to any of these questions, I can help you.


		Click here to set up an appointment with attorney Bernd Stittleburg.

The thought of filing a bankruptcy is not something that crosses everyone’s mind. You say to yourself, I can make this work if I just have a little more time. Unfortunately, time may not be on your side. If you have considered filing for bankruptcy, then you have come to the right place.* If you want to find out what options you have, then you have come to right place.* Call or e-mail me today for a no cost evaluation of your case.* e-mail me at attybern@bgslaw-ga.com* or call me at 770-396-4323* *In order to provide debtors with advice regarding filing for bankruptcy protection under BAPCPA, certain information will be required. Please click here to go to the Bankruptcy Questionnaire page. Additionally, certain documents will be required in order to review your case. Please click here for a listing of the required information. Once you have gathered all of your information, please either give me a call at 770-396-4323 or e-mail me to setup an appointment.

	Georgia Bankruptcy Lawyer, Bernd G. Stittleburg, Esq. Call me at 770-396-4323 .

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Important Information!

October 17, 2005 has now come and gone and the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 has taken effect. Therefore, all cases filed on or after this date must be administered pursuant to the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. Debtors will now obligated to perform certain duties prior to filing a bankruptcy case, one of which is the application of a means test. The means test will determine whether the debtor will be able to file under Chapter 7 or Chapter 13.

For those debtors who fall below the median income of the state in which they live, the application of the means is not required and will be able to file under Chapter 7 as they have prior to October 17, 2005.

Bankruptcy has not disappeared and still remains an alternative for debtors who are having problems making ends meet. If you are having some difficulties in paying your bills because there is not enough money to go around or have recently suffered a job loss, please give me a call to set up an appointment to review your financial situation.

There is no charge for initial consultations. If you have a question, please feel free to call or e-mail me. You may contact me, Bernd G. Stittleburg, a Georgia Bankruptcy Lawyer at attybern@bgslaw-ga.com to set up a consultation or if you have a question. You can also call me at 770-396-4323. I will do everything I can to answer your questions.


	We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


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